Skip to main content

Company History

EZ Credit KY is a buy here pay here that offers an alternative method of financing a vehicle when you are unable to obtain bank or other traditional financing. We understand that having no credit, or past credit problems like bankruptcy, foreclosure, divorce, collections, late payments and even repossessions are sometimes beyond your control. Our auto financing is provided directly through our dealerships and we are willing to work with individuals who have extremely bad credit or no established credit. Our goal is to help you establish or re-establish your credit by reporting monthly to the credit bureau.

EZ Credit KY is not your typical buy here pay here dealership. We take a personal approach when assisting you with purchasing a vehicle. Our friendly and knowledgeable sales staff takes the time to assist you in selecting a quality used vehicle that fits your lifestyle and personal needs. Our flexible payment schedules and low down payments are tailored specifically to your budget. We believe that everyone should have reliable transportation. We go the extra mile by having all of our vehicles thoroughly inspected by our on-site certified technicians.

We know your time is valuable. Our streamlined application process allows us to render an approval in 15 minutes or less, whether you apply online or at one of our two convenient locations.

EZ Credit KY is here to serve you!