At EZ Credit KY we understand the importance of reliable transportation no matter what your credit situation.
We specialize in auto financing for those who struggle with past credit issues, such as bad credit or no credit.
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EZ Credit KY Privacy Notice
WHAT DOES EZ Credit KY DO WITH YOUR PERSONAL INFORMATION?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number, Income
- Payment History
- Credit History
- Credit Card or Other Debt, and Employment History.
When you are no longer our customer, we continue to share your information as described in this notice.
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons EZ Credit KY chooses to share; and whether you can limit this sharing.
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus-
Yes we share this information; No You cannot limit this sharing
For our marketing purposes -
to offer our products and services to you- We don't share
For Joint marketing with other financial companies -
We don't share
For our affiliates' everyday business purposes -
information about your transactions and experiences - We don't share
For our affiliates' everyday business purposes -
information about your creditworthiness- We don't share
For our affiliates to market to you -
We don't share
For nonaffiliates to market to you -
We don't share
Who is providing this notice? EZ Credit KY
How does EZ Credit KY protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does EZ Credit KY collect my personal information?
We collect your personal information, for example, when you
- give us your income information or provide employment information
- give us your employment history or apply for financing
- apply for a lease
Why can't I limit all sharing?
Federal law gives you the right to limit only
- sharing for affiliates' everyday business purposes information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- EZ Credit KY does not share with our affiliates
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Nonaffiliates we share with can include financial companies, warranty companies
- EZ Credit KY does not share with nonaffiliates so they can market to you
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- EZ Credit KY doesn't jointly market