Buy Here Pay Here in Kentucky

Take Advantage of our Buy Here Pay Here Program in Both Buckner & Radcliff, KY

It's our mission here at EZCreditKY to help drivers with less than stellar credit achieve their dreams of financing a car, truck, or SUV. We specialize in helping out those with troubled credit, or lack thereof, through the helpful nature of our Buy Here Pay Here program. Regardless of your credit history, we want to provide quality, affordable vehicles to our constituents surrounding our two locations in Buckner and Radcliff.

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When credit issues are tough, we are the help Louisville drivers seek if they wish to purchase a vehicle. Having to finance alternatively can be a stressful experience, but we are the safety net to allow you access to an automobile.

What Exactly is Buy Here Pay Here?

Buy Here Pay Here is a method of financing to the traditional auto finance lender, usually the bank, and replaces it with our custom auto loans. By acting as the lender, we can set rates and take on the associated risks of financing cars, trucks, or SUVs to drivers with very poor credit, or no credit at all.

When Sheperdsville and La Grange drivers have poor credit, they are unlikely to receive an auto loan from a traditional lender because they are deemed too much of a risk. While this presents a challenge, it doesn't necessarily mean a closed door. Here at EZCreditKY, we offer auto loans for those with financial troubles.


We understand that life can get in the way and reflect poorly on your score. Whether you filed for bankruptcy, had a medical emergency, or experienced a divorce or layoff, your ability to pay for a car may not reflect your current score. Regardless, we feel strongly that everyone should have a car when they need one, that's why we facilitate custom auto loans.

What are the Advantages to Buy Here Pay Here at EZCreditKY?

Our dealership makes sure that your investment is met with a plethora of returns. When you shop with us, you receive access to low down and monthly payments, to make your auto loan more affordable. We also almost always offer guaranteed financing, regardless of your credit score, meaning we can put you in a stellar vehicle with very little hassle. We do this quickly, in as little as 20 minutes or less approval for easy credit.

Why Shop at EZCreditKY?

We have plenty of experience with low credit scores, and we know how to work with you in the best way possible. Throughout the years, we have seen everything Louisville and Crestwood drivers have thrown at us; there's no task too tall to handle. We offer a sincere and personalized approach with our knowledgeable sales staff to assist you in finding the car you need, at any of our two convenient locations in Buckner and Radcliff.

Our Pre-Owned Inventory Near Elizabethtown

We have a wonderful selection of used inventory to take advantage of here at EZCreditKY. We have an extensive list of local trade-ins, including brands such as:

  • Chevrolet
  • Dodge
  • Ford
  • Hyundai
  • Kia
  • Mazda
  • Mitsubishi
  • Nissan
  • Pontiac
  • Volkswagen

With great savings and a constantly rotating selection with plenty of diversity, we know how to help you save big here at EZCreditKY.

Financial needs have hit all of us at one point or another, don't let that stop you from getting the automobile you deserve. Within our used inventory here in Buckner and Radcliff, we can supply you with custom financing through the help of our Buy Here Pay Here program. What are you waiting for?

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EZCreditKY

Directions Buckner, KY

  • Sales: 270-352-4908