Buy Here Pay Here: Frequently Asked Questions about Low-Credit Financing

Have you ever felt embarrassed about your low credit score? Has your no-credit status or bad credit score adversely impacted your car-buying attempts? For these troubled drivers, we invite you to a Kentucky dealership that concentrates on an alternative auto-financing method. Buy Here Pay Here is a used-car financing approach that's helped many area drivers who’ve visited one of our two locations in Radcliff and Buckner. You can be one of many to receive credit approval and buy your used car with low monthly payments - all at EZCreditKY.

If you've never participated in Buy Here Pay Here before, you may have questions about eligibility, process details, and the benefits. To help first-time customers, we've outlined Buy Here Pay Here answers to help you know if this process is your best option.

  • Am I eligible for Buy Here Pay Here? If you're a Kentucky driver with no credit history or a low credit score that has been turned down for loans through traditional lenders, you'll benefit from this credit-friendly finance approach.
  • What are the benefits of this approach? Drivers get approved regardless of their lack of or troubled credit history and receive low down and monthly payments to afford the used car that comes out of our diverse trade-in selection.
  • What should my first step be to start? Two first steps we recommend would be combing through our used inventory and submitting your online finance application to EZCreditKY, so we can see your credit history and prepare a plan.

These three FAQs lay the foundation of our Buy Here Pay Here process that has put many Kentucky drivers behind the wheel of used cars that fit different lifestyles and budgets. If you've struggled from an absence of credit or a lower credit score from external causes you couldn't control, trust EZCreditKY to get you back on the road in a reliable car for a payment plan that works for you. Start your Buy Here Pay Here experience today.