Welcome to EZCreditKY!

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Quick & Easy Credit!

Bankruptcies, Divorce, Bad Credit, No Credit, No Problem!

New Arrivals

  • 2016 Nissan Versa 1.6 S+ Sedan

    2016 Nissan Versa 1.6 S+ Sedan

    • Please Call Today!
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  • 2014 Ford Focus SE Sedan

    2014 Ford Focus SE Sedan

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  • 2008 Buick Lucerne CX Sedan

    2008 Buick Lucerne CX Sedan

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  • 2012 Lincoln MKZ Base Sedan

    2012 Lincoln MKZ Base Sedan

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  • 2012 Ford Fusion SE Sedan

    2012 Ford Fusion SE Sedan

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Our expert inventory team can help find you a perfect vehicle-  no matter your credit situation!

Contact Us
  1. EZCreditKY

    Buckner, KY

    • Sales: 270-352-4908
  2. EZ Credit Oldham

    4032 Commerce Pkwy
    Buckner, KY 40010

    • Sales: (502) 814-2852
  3. EZ Credit Radcliff

    461 S Dixie Blvd
    Radcliff, KY 40160

    • Sales: (270) 351-9800
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Welcome to EZCreditKY!

Your Buy Here Pay Here team!

We welcome you to our dealership and are glad you are taking advantage of the way we do business. EZCreditKY is a Buy Here Pay Here dealership, that means we offer a wide range of financing options to help you purchase a vehicle. Our extensive inventory, no hassle financing, and friendly customer service team are in your corner. We serve drivers from Buckner to Louisville low-priced inventory that works in their favor; we appreciate the opportunity to help them regardless of their credit.

What Exactly is Buy Here Pay Here?

With a Buy Here Pay Here program, we provide a tremendous opportunity for those who need alternative financing options. Traditional lenders can make auto loans difficult for those with poor credit; with a Buy Here Pay Here Program, we take on those loans by financing in-house. We offer low down payments, nearly guaranteed credit approvals, quick & easy credit, 20 minutes or fewer approvals, and we can even help you build your credit.

Whether from bankruptcies, divorce, poor credit choices, no credit, it's not a problem. We can finance you and get you in a high-quality ride with ease. By cutting out the middle-man, we can reduce the hassles and make purchasing a car easy with in-house financing at our dealership.

So, Why Shop At Our Buckner and Radcliff Locations?

First, our selection, multiple convenient locations, and friendly customer service are all great reasons to choose us. We have a wide range of used models that will perfectly pair you with the ride of your dreams. We want you to find the car, truck, or SUV you are looking for as the paramount priority.

Second, the way we do business has a broad base of appeal. We understand that difficulties arise that may result in poor credit. Often, it can be unfair and lead to financial hardship down the road. We firmly believe you deserve the opportunity to get in an affordable car as quickly as possible. We can be a great tool to re-establish credit and provide an opportunity for you.

Our Pre-Owned Inventory Selection

Our Buckner dealership serves the Louisville area, while our Radcliff dealership serves Elizabethtown and the surrounding communities great options when it comes to vehicles. We have popular brands in our ever-rotating inventory such as:

  • Chevrolet
  • Dodge
  • Ford
  • Hyundai
  • KIA
  • Lincoln
  • Mazda
  • Mitsubishi
  • Nissan
  • Volkswagen

Why Should Louisville and Buckner Drivers Buy Used?

Buying used is a great choice for those who wish to save big. We have many models with higher mileage that we sell for incredibly low prices. As time passes and prices rise, we reduce the cost of vehicles due to the effects of depreciation. This doesn’t mean the value is diminished in any capacity, just that the prices are low. If you are looking for a temporary ride for reduced costs, then a high-mileage, used model can be a great option for you. When you throw on the simple financing process, shopping with us is a slam dunk!

We can assure the quality of every vehicle we offer through background checks that make sure your vehicle is ready to perform. We wouldn’t offer anything less than high-quality on our lot, as we take pride in the inventory we provide.

Whenever you are ready, make sure you stop by our dealership. We would love to help you get a car quickly and supply you with the credit advantages you deserve. Schedule a test-drive or ask any questions you may have.